small business insurance

Small Business

The Effects of the Pandemic on Physical Education School-Aged Children – PHE America

The global pandemic has wreaked havoc on academics, classrooms, and physical education. There is no doubt physical education and the physical development of children during their developmental years were greatly affected by the pandemic. Physical education is a field in which physical distancing, wearing masks, and avoiding close contact is extremely difficult. The importance of physical education for a child’s social, emotional, and physical well-being has been shown for decades (Bailey, 2006). As the country slowly comes out of the pandemic restrictions, interest in how physical education classes were affected during a pandemic should be studied.During the early 2022…

by •15/04/2026

Small Business

Coding Pathways with Ozobots in PE – PHE America

I love finding creative ways to incorporate STEAM into Physical Education. STEAM stands for Science, Technology, Engineering, Arts, and Math. I was at my daughter’s Open House for her enrichment class in Bayport where she was showing me how her class was using Ozobots to practice coding. I was immediately intrigued by these little coding robots. I immediately noticed how the students’ faces lit up with excitement as they explained to their parents all the functions you could perform with them. Immediately I thought, “what if we combine fitness activities with coding”? What a great way to relate to the…

by •23/02/2026

Small Business

Small Business Optimism Rose in September Despite Inflation Worries

An index of small business optimism edged up slightly by 0.3 points in September to a reading of 92.1 as sales expectations rose, according to the National Federation of Independent Business (NFIB).However, the index still remains below its 48-year average of 98, as rising costs weigh on businesses, with close to a third of owners saying that inflation was their single most important problem. About half, or 51% of owners said they are raising average selling prices.As many businesses struggle to clear excess inventories, a net 0% of owners said they planned to invest in inventories in the…

by •19/11/2025

Small Business

Small businesses get creative to hire hard-to-find labor

As some corporations slow the pace of hiring due to economic concerns, small business owners are falling behind when it comes to staffing up. Almost two-thirds of small businesses were hiring or trying to hire in September, according to a report from the National Federation of Independent Business (NFIB), but 46% reported they couldn’t fill those job openings, well above the 48-year historical average of 23%. The difficulty in hiring has prompted some small business owners to seek more creative solutions to land labor, so they can grow their businesses or — in the worst case — just stay afloat.…

by •10/11/2025

Small Business

A Teaching Strategy – PHE America

Do you remember Show and Tell events when you were in elementary school? More than likely you brought a special object to school and showed your classmates how it worked or what was unique about it. Maybe you explained a bit of history about your particular item or why it was important to you.From an educational standpoint, the purpose of Show and Tell was to help children developed their public speaking skills. The concept of Show and Tell can be also be applied to teaching and coaching when using demonstrations during a lesson or practice. There has been a…

by •12/10/2025

Small Business

Cowbell joins the Small Business Digital Alliance as a National Member

Published: Oct. 4, 2022 at 8:00 AM CDT|Updated: 58 minutes agoFirst and only cyber insurance provider represented in the SBDA PLEASANTON, Calif., Oct. 4, 2022 /PRNewswire/ — Cowbellthe leading provider of cyber insurance for small and medium-sized enterprises (SMEs), today announced national membership with the Small Business Digital Alliance (SBDA)the public-private co-sponsorship between the US Small Business Administration (SBA) and Business Forward, Inc. The Alliance, which focuses on connecting small business leaders with the tools and resources needed to start, expand, and scale businesses to success, aligns with Cowbell’s commitment to provide SMEs with continued cyber insurance education, encouraging…

by •06/10/2025

Small Business

Just Talk to Me – PHE America

(Article 5 of 5)People with physical disabilities hold limited positions as scholars, teachers, or leaders in physical education, recreation, and sports. Perhaps the reason is that the field is flooded with able-bodied people who think they know best. But do they? Michael Oliver, imminent writer, and scholar argued that people with physical disabilities should be the only ones in the field of disability studies because they have a bodily experience with disabilities. The following five-part article series shares the perspective of a scholar in the field of sports disability who has his own physical limitations. In each article, he…

by Wirya•06/07/2023

Small Business

Red Light Therapy Face Mask

Now that I am in my 40’s I am always on the pursuit of natural anti-aging products. In the quest for healthy and youthful-looking skin, we often explore various beauty treatments and products. Among the innovative breakthroughs in skincare, red light face masks have gained significant popularity in recent years. These remarkable devices utilize specific wavelengths of red light to deliver a range of benefits that can transform your complexion. There are numerous advantages of red light face masks and why they have become an essential tool in the pursuit of radiant, rejuvenated skin. I use my red light mask…

by Wirya•23/05/2023