Contractors Combined joins Fast Trade platform

Contractors Combined coverage is now listed on the Fast Trade platform, allowing insurance brokers to place full‑combined policies online, the insurer announced.
Aviva adds online access for combined cover
Aviva said its new Contractors Combined product, which bundles liability with other risks, is available for electronic trading on Fast Trade. The move follows broker demand for a digital route to submit full‑combined business, not just liability. By opening the product on the portal, Aviva hopes to streamline the submission process and reduce paperwork for brokers who manage construction and engineering risks.
According to the announcement, the product is designed for contractors who need full protection for projects of varying size. The combined cover includes public liability, professional indemnity, and other standard elements, though the exact scope depends on the broker’s submission.
How brokers can use the new feature
Brokers interested in the product must register on Fast Trade if they have not already done so. Once logged in, they can search for “Contractors Combined” in the product list and submit an application. The platform guides users through required fields, such as project value, exposure type, and risk controls, before forwarding the data to Aviva’s underwriting team.
Related: Insurance Age Spotlights Digital Trading Team
Aviva’s underwriting staff will review the submission and respond through the same system, allowing brokers to receive decisions or requests for additional information without email delays. The digital workflow is intended to cut turnaround times, which historically could stretch over several days when handling paper forms.
For contractors, the ability to obtain full coverage through a single online transaction could simplify risk management. Instead of juggling separate policies, they may now consolidate protection under one combined program, potentially reducing administrative overhead.
One practical implication is that small to mid‑size firms, which previously relied on manual submissions, might find the new digital route more accessible. The convenience of a single portal could also encourage more frequent policy reviews, keeping coverage aligned with evolving project scopes.
Overall, the launch reflects Aviva’s effort to meet broker expectations for speed and convenience while maintaining the breadth of protection needed for construction‑related risks.

Global firm buys UK distribution platform
