Investing your money is an important part of maintaining your financial health. And while putting money into the stock market is one common way to grow your money and build your wealth, it certainly isn’t the only way to invest.
Once you’re feeling secure in your finances, you might consider diving into alternative investments. Alternative investments are asset classes that do not include stocks, bonds and cash. For instance, collectible items like fine wine, coins, stamps and vintage cars can be an alternative investment. Private debt and real estate are other common alternative assets that can be invested in.
The…
corporate finance
Make health and safety your top priority in 2020 – RoSPA Workplace Safety Blog
Warren Buffett, who was recently named as the fourth wealthiest individual in the world, once said:
“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently.”
This is good advice that can be applied to many aspects of life, but it’s especially true when it comes to health and safety.
When an accident occurs there are of course measurable outlays: damage to equipment, loss of revenue and sick days caused by injuries. There are also intangible costs such as damage to reputation and/or a loss of trust…
We’re off to Chennai – RoSPA Workplace Safety Blog
Only a few months into the year, 2020 is already proving to be more exciting than ever. This March, RoSPA will be launching our first ever Awards Excellence Forum in India. Taking place on Tuesday, March 24at Larsen & Toubro (L&T) Campus in Chennai, India. This free event is a phenomenal example of just how far the RoSPA Health & Safety Awards scheme reaches across the globe.
Hosting this international event is International Awards Ambassador Stephen Storey. With over 27 years of experience in the health and safety industry, combined with his rich RoSPA Award winning history, Stephen will be…
Lawrence Liu wins VP finance by-election
Lawrence Liu is your next AMS VP finance.
Liu — who currently serves as the associate vice-president funds in the AMS VP Finance Office — beat out AMS Strategy and Governance Lead Kamil Kanji and the Arts Student Center (represented by Mathew Ho).
The by-election for VP finance comes after former VP Finance Rita Jin resigned in July after AMS Council did not approve the courses she needed to take to fulfill her program and scholarship requirements. AMS President Eshana Bhangu has served as interim VP finance since.
Liu ran on a platform of increasing mental health coverage under the…
Here to help! – RoSPA Workplace Safety Blog
Following on from our previous blog, We’re with you every step of the way!, the appetite to help and engage with RoSPA Awards Entrants extends to the whole RoSPA Health & Safety Awards team.
We caught up with two more members of the RoSPA team, Julia Small and Letty Hill, to find out how they are ready and willing to lend a helping hand…
Julia SmallExecutive Head of Qualifications, Awards and Events
For over 15 years, Julia has had oversight of RoSPA’s robust awards procedures, including the secure online entry system used by nearly 2,000 entrants, judging and verification processes…
What to Do After You’ve Over-Contributed to Your 401(k)
The most common basic personal finance advice anyone gets is this—max out your 401(k) contributions. But what does that mean? How much is the maximum, and what do you do if you exceed it? And yes, you can exceed it—under certain circumstances. Excess contributions, in fact, are double-taxed (in the contribution year and again when its withdrawn).
Below we consider how an over-contribution to your 401(k) can happen, and what the repercussions are.
Key Takeaways
The most common basic personal finance advice anyone gets is this: max out your 401(k) contributions.
Under certain circumstances, you can exceed this amount.
For…
India Seeks to Separate Lenders to Ease Clean Energy Financing
(Bloomberg) — India may unwind a four-year-old decision to combine two state-run lenders as it seeks to sidestep local rules that restrict them from funding power projects in one of the world’s fastest-growing energy markets.
The government is discussing a plan for state-run Power Finance Corp. to sell its controlling stake in REC Ltd. to transmission utility Power Grid Corp., which is flush with cash, Raj Kumar Singh, the nation’s power minister, said in an interview in New Delhi. Power Finance and REC will enjoy their different exposure limits as separate companies, potentially resulting in greater project funding, he said.…