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Debt & Death – Rickard & Associates
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Debt & Death – Rickard & Associates

When our clients meet with us for estate planning, a common question we receive is: what happens to my debt when I die? We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). Debt does not go away upon death, but what happens to it can change depending on several factors. While you do not owe money after death, your estate may owe money. An estate is determined to become insolvent if the debts exceed the value of the assets. In…
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Oak Court Mall in East Memphis to be put up for auction
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Oak Court Mall in East Memphis to be put up for auction

Oak Court Mall empty sits Thursday, April 2, 2020, in Memphis.Oak Court Mall will be going up for auction at the end of the year, according to a foreclosure notice dated Dec. 6. The mall, located at 4465 Poplar Ave., has struggled to attract and retain tenants in recent years and the owner, Washington Prime Group, filed for bankruptcy last year. The Ohio-based company struggled significantly during the early stages of the pandemic, losing $133.9 million in the first nine months of 2020. Originally opened in 1988, Oak Court Mall is anchored by Macy’s and Dillard’s. The property started…
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Estate Planning Terms to Know
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Estate Planning Terms to Know

Estate planning is an incredibly important tool, not just for the wealthy or those thinking about retirement. On the contrary, estate planning is something every adult should do. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). Estate planning can help you accomplish any number of goals, including appointing guardians for minor children, choosing healthcare agents to make decisions for you should you become ill, minimizing taxes so you can pass more wealth onto your family members, and stating how…
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What to Do When You Get Into a Motor Vehicle Accident
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What to Do When You Get Into a Motor Vehicle Accident

(Photo | Courtesy of Elk Ridge Chiropractic & Wellness) Accidents on the road are regrettably common occurrence. That’s nothing new. You and/or someone you know might have been involved in an accident — or multiple — over the years. Whether it’s a minor fender bender at a traffic signal, black ice that slides you into a tree, or something far more serious, the sad truth is, when we’re on the road, things happen — and they happen a lot. According to the state of Oregon’s crash data reports, between 2016 and 2020 (the most recent data pull), there have been…
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Do I Need an Estate Plan?
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Do I Need an Estate Plan?

Absolutely. No matter your circumstances, it is essential that you have an estate plan done to protect your future, your family, your assets and your interests. Many people are worried about money and trying to cut costs. However, estate planning is not an area to ignore. Now is the perfect time to create or update your estate plan. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). There are so many issues that can arise as it relates to your…
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Ready for an Audit? – Rickard & Associates
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Ready for an Audit? – Rickard & Associates

Government audits are in full swing and it is essential that your practice is ready. Failure to prepare could result in great fines and loss of patient trust. We can help you stay on top of the latest news that affects your everyday life. Subscribe to stay up to date. (To subscribe to our blog click here). Failure to plan and prepare for an audit can lead to disastrous results. If you fail to catch mistakes in your billing, you may face hefty fines from the United States Department of Health and Human Services (HHS). To avoid these fines and…
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Consumer Reports ranking for the most reliable cars of 2023 are in. Here are the winners.
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Consumer Reports ranking for the most reliable cars of 2023 are in. Here are the winners.

Turns out hybrid cars offer more than just a way to save money at the pump. They’re also the most reliable vehicle category of 2023, according to a recent report. Consumer Reports, a nonprofit research and consumer advocacy organization, on Tuesday released rankings for the most reliable vehicle types, brands and models based on information from car owners on more than 300,000 vehicles. Predictions for 2023 models are based on overall reliability for the past three model years. Hybrid cars and midsize and large sedans were found to be among the most reliable vehicles based on models from 2000 to…
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